For those who might be interested in what really happened during the recent Target retail attack, where information about 40 million credit cards was stolen (including mine), here’s a really interesting article from Security Week:
http://www.securityweek.com/target-confirms-point-sale-malware-was-used-attack
In a nutshell, the attackers used a RAM scraper to pull credit card information that was stored “in the clear” within memory.
And yes, I was issued a new card because of this whole fiasco.